🇮🇳 India's #1 Credit Marketplace

India's Smart Credit Marketplace

Compare multiple lenders and secure the best loan offers for Business, Education, Property, Personal and Working Capital needs — all in one place.

50+ Lending Partners
Quick Approvals
PAN India Service
Zero Hidden Charges
Loan Comparison ● Live Offers
Best Offer Found
₹35,00,000 Business Loan
9.5% p.a.
60 Months
₹0 (Waived)
₹73,242/mo
HD
IC
AX
KO
12 lenders matched
Approval Probability73% Likely
Disbursals Today
₹4.2 Cr
↑ 24% this week
Happy Customers
18,400+
⭐ 4.8 Rating

Every Loan, One Platform

From business growth to personal milestones — we connect you to the right credit at the right rate.

🏢

Business Loan

Fuel your business growth with collateral-free funding up to ₹5 Cr. Fast disbursals, minimal documentation.

From 10.5% p.a. Apply Now →
🎓

Education Loan

Study at top Indian & global institutions. Covers tuition, hostel, books and more. Moratorium available.

From 8.85% p.a. Apply Now →
👤

Personal Loan

Quick personal loan for medical, travel, weddings or any need. No collateral required. 24-hour disbursal.

From 10.9% p.a. Apply Now →
🏠

Loan Against Property

Unlock the value of your property. Use residential or commercial property as collateral for up to ₹25 Cr.

From 8.5% p.a. Apply Now →
⚙️

Working Capital Loan

Maintain smooth operations with flexible overdraft, invoice discounting and revolving credit facilities.

From 11% p.a. Apply Now →
🚀

Startup Funding

Specially curated funding options for early-stage startups. DPIIT registered? Get preferential rates.

Customised Offers Apply Now →

Get Funded in 4 Easy Steps

No paperwork stress. Our experts guide you from application to disbursal.

1
📋

Share Requirement

Fill a simple form with your loan needs. Takes under 3 minutes — no documents at this stage.

2
🔍

Compare Offers

Our system matches you to 50+ lenders. See side-by-side rates, EMIs, and terms instantly.

3

Get Approval

Dedicated relationship manager helps complete documentation. Approval in as fast as 4 hours.

4
💸

Receive Funds

Loan amount disbursed directly to your account. Track status real-time on your dashboard.

The CredLync Advantage

We're not a lender — we're your financial ally. Completely free, completely transparent.

🏦

50+ Lending Partners

Access India's largest network of banks, NBFCs, and fintech lenders in one place. More choices, better rates.

👨‍💼

Expert Credit Advisors

Certified financial advisors analyze your profile and recommend the most suitable loan products for your needs.

Fast Processing

Pre-approved offers in minutes. Full documentation to disbursal in as little as 48 hours for eligible applicants.

📉

Best Interest Rates

Our marketplace competition means lenders offer their best rates. We negotiate on your behalf — for free.

🤝

Dedicated RM

A dedicated Relationship Manager handles your application end-to-end. Single point of contact, always available.

🔒

Transparent Process

No hidden charges, no commissions from you. We earn from lenders only. Your data is 100% encrypted and secure.

Know Your Loan Eligibility in 60 Seconds

No credit score impact. Instant results. Zero commitment required.

Instant Pre-Approval

Get your eligibility score and pre-approved offers from multiple lenders within seconds of submitting.

🛡️

No Hard Enquiry

We use soft credit check that doesn't impact your CIBIL score. Check safely as many times as you want.

📱

WhatsApp Updates

Get real-time loan status updates on WhatsApp. Our advisor calls within 30 minutes of your application.

18K+Loans Processed
₹850 CrTotal Disbursals
4.8★Customer Rating

Check Your Eligibility — Free

🔒 Your information is 100% secure and encrypted. We never share your data.

50+ Trusted Lending Partners

From India's top PSU banks to agile NBFCs and fintech lenders.

HD
HDFC Bank
IC
ICICI Bank
AX
Axis Bank
KO
Kotak Mahindra
ID
IDFC First Bank
BO
Bank of Baroda
PN
Punjab National
UN
Union Bank
BJ
Bajaj Finserv
TC
Tata Capital
SB
SBI
FL
Fullerton India

18,000+ Businesses Trust CredLync

Real stories from real people who secured their dream financing through CredLync.

★★★★★

"Applied for a ₹1.2 Cr business loan. Within 24 hours, CredLync's advisor helped me compare 8 offers. Got disbursed at 10.2% — much better than what my bank quoted!"

RS
Rajesh Sharma
Director, RS Textiles, Surat
✓ Verified via Google Reviews
★★★★★

"My son needed an education loan for MBA in the US. CredLync found us 5 options with collateral-free covers up to ₹40L. The whole process was smooth and transparent."

PP
Priya Patel
Parent, Ahmedabad
✓ Verified via Google Reviews
★★★★★

"Working capital was always a pain for my MSME. CredLync set me up with an overdraft facility at competitive rates. My relationship manager Ankit was available 24/7."

MK
Mohammed Khan
Owner, Khan Engineering, Ludhiana
✓ Verified via Google Reviews

Frequently Asked Questions

Everything you need to know about CredLync and our loan marketplace services.

Is CredLync a bank or NBFC? Does it lend money directly?

+
No. CredLync is a financial marketplace and loan aggregator. We are NOT a lender. We partner with 50+ banks, NBFCs, and fintech lenders to connect you with the best financing options. Our service is completely free for borrowers — we earn from our lending partners only.

What documents are typically needed for a business loan?

+
Standard documents include: PAN Card, Aadhaar Card, 6-month bank statements, last 2 years ITR, GST registration, business proof (MOA/AOA/partnership deed), and financial statements. Requirements vary by lender and loan amount. Our advisors help you prepare the exact checklist.

What CIBIL score do I need to get approved?

+
Most lenders prefer a CIBIL score of 700+ for unsecured loans. For secured loans (LAP), even 650 may work. We work with lenders who offer products for customers across credit profiles, including those with lower scores or limited credit history.

How quickly can I get a loan disbursed?

+
For pre-approved personal and business loans, disbursal can happen in 4–24 hours. For higher-ticket loans (above ₹1 Cr) or secured loans (LAP), the process typically takes 5–10 working days depending on documentation and property valuation.

Is there a fee to use CredLync's services?

+
Absolutely not. Our eligibility check, advisor consultation, loan comparison, and application assistance are 100% free for borrowers. We receive a referral fee from the lending partner only upon successful loan disbursement.

Can startups with no revenue history get funding?

+
Yes! We have specialized partners for early-stage startups — including government schemes like MUDRA, CGTMSE, and Startup India-backed funding options. DPIIT-registered startups can access preferential rates and collateral-free funding up to ₹2 Cr in some cases.

What is a Loan Against Property (LAP) and how does it work?

+
LAP is a secured loan where you pledge your residential or commercial property as collateral. You can typically borrow 50–70% of the property's market value. Interest rates are lower than unsecured loans (starting 8.5% p.a.) and tenure can go up to 20 years.

Does checking eligibility on CredLync affect my credit score?

+
No. Our eligibility check uses a soft inquiry that does not impact your CIBIL or Experian score. Only when a formal application is submitted to a lender does a hard inquiry occur — and we inform you before that happens.

Do you offer loans for self-employed or freelancers?

+
Yes. Many of our lending partners offer products specifically designed for self-employed professionals (doctors, CAs, architects) and freelancers. Requirements may differ — bank statements and ITR are typically used to assess income instead of salary slips.

What is the maximum loan amount I can get?

+
It depends on the loan type and your financial profile. Personal loans go up to ₹40 lakh, business loans up to ₹5 Cr (unsecured), and Loan Against Property can go up to ₹25 Cr for commercial properties. Large-ticket requirements are assessed individually.

Need Financing?
Let's Find the Right Loan for You.

Join 18,000+ satisfied customers who secured better loans through CredLync.

No hidden charges 100% free service 50+ lending partners PAN India coverage
💬